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Top 17 Fintech Companies in Thailand - Explore Digital Finance Leaders

Ritika Verified

Content Structuring Specialist   |   Updated 2026-07-27

Reviewed by ViewGates Editorial Team

Thailand fintech industry has grown rapidly due to factors, such as a young, phone-loving population and strong government support for digital payments. Banks, e-wallets and lending apps are now competing head-on with traditional banks, which keeps everyone moving faster. Some of the top fintech companies in Thailand are TrueMoney Wallet, Ascend Money and SCB 10X etc. Bangkok is still the main hub, but more cities are catching up too. For businesses, this means there are more choices now, but also more research needed before picking the right one.

Comparing the Top 17 Fintech Companies in Thailand

These ratings reflect ViewGates independent expert evaluation across weighted factors (service quality, support, market presence). They are not user-submitted scores.

ViewGates Findings: Based on service quality, technology capabilities, and market reputation, our team has analysed that 2C2P and Ascend Money (TrueMoney) are consistently positioned as leading choices in Thailand’s fintech and digital payments market due to their strong brand presence, reliable payment infrastructure, extensive merchant networks, and advanced financial technology solutions. TrueMoney Wallet and Omise (Opn Payments) are frequently preferred for consumer digital payments, and mobile wallet services.

Detailed Profile of the Top 17 Fintech Companies in Thailand

Here is full overview of the top fintech companies in Thailand:

1. 2C2P

2C2P is a Thailand-based financial technology company providing digital payment infrastructure and payment processing solutions for businesses across Asia and global markets. The company enables merchants, financial institutions, and enterprises to accept and process digital payments through cards, bank transfers, mobile wallets, and alternative payment methods. It provides payment gateway solutions, transaction management, and financial technology services. The company provides payroll service as part of its broader business payment solutions. 2C2P serves businesses in sectors including travel, retail, financial services, and e-commerce.

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2. TrueMoney Wallet

TrueMoney Wallet is a Thailand-based digital wallet and financial services platform operated by Ascend Money. The platform enables users to make digital payments, transfer money, pay bills, purchase mobile services, and access financial products through mobile applications. It serves consumers, merchants, and businesses through digital payment infrastructure and agent networks. The company provides payroll service through digital financial solutions designed for business users. TrueMoney Wallet operates within Southeast Asia’s digital payments ecosystem.

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3. Ascend Money (TrueMoney)

Ascend Money is a Thailand-based fintech company providing digital financial services through the TrueMoney platform. The company offers electronic payments, digital wallets, money transfers, bill payments, merchant solutions, and financial inclusion services. It serves individuals, retailers, and businesses through mobile-based financial technology solutions. The company provides payroll service as part of its digital payment and business financial service offerings. Ascend Money operates across Southeast Asia, supporting digital payment adoption and financial technology development.

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4. Omise (Opn Payments)

Omise, now operating under the Opn Payments brand, is a Thailand-originated fintech company providing online payment infrastructure for businesses. The company enables merchants to accept digital payments through credit cards, bank transfers, mobile wallets, and other payment channels. Its solutions support e-commerce platforms, enterprises, and online businesses requiring payment processing technology. The company provides payroll service through integrated business payment solutions. Opn Payments operates across Asia-Pacific markets, supporting digital commerce and financial transactions.

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5. SCB 10X

SCB 10X is a Thailand-based technology investment and innovation company established by Siam Commercial Bank to develop and invest in digital technology, blockchain, and financial technology solutions. The company focuses on emerging technologies including decentralized finance, blockchain infrastructure, digital assets, and fintech innovation. It supports technology development through investments, partnerships, and innovation initiatives. The company provides payroll service through business technology and financial ecosystem solutions.

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6. LINE BK

LINE BK is a Thailand-based digital banking platform created through a partnership between KASIKORNBANK and LINE Corporation. The platform provides digital financial services including payments, transfers, savings products, and personal financial solutions through the LINE application ecosystem. It serves consumers seeking mobile-based banking services. The company provides payroll service through digital financial solutions supporting business and individual payment requirements.

7. Lightnet

Lightnet is a Thailand-based fintech company providing blockchain-enabled payment infrastructure and cross-border financial services. The company focuses on improving international money transfers and payment connectivity across emerging markets through digital financial technology. It serves financial institutions, payment providers, and businesses requiring cross-border transaction solutions. The company provides payroll service through digital payment infrastructure designed for business and workforce financial transactions.

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8. Rabbit LINE Pay

Rabbit LINE Pay is a Thailand-based digital payment platform providing mobile wallet and electronic payment services. The platform enables users to make payments, purchase goods and services, transfer money, and access digital financial services through mobile applications. It serves consumers, merchants, and businesses through integrated payment technology. The company provides payroll service through digital payment capabilities supporting business transaction requirements.

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9. DeeMoney

DeeMoney is a Thailand-based fintech company specializing in international money transfers and digital financial services. The company provides cross-border remittance solutions that allow individuals and businesses to send and receive money internationally. It serves migrant workers, expatriates, businesses, and customers requiring international payment services. The company provides payroll service through digital financial solutions supporting workforce payment and transaction management. DeeMoney operates within Thailand’s international payments and fintech ecosystem.

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10. GB Prime Pay

GB Prime Pay is a Thailand-based fintech company, acquired by Xendit. It provides digital payment solutions and payment gateway services for businesses. The company enables merchants and organizations to accept online payments through multiple channels, including credit cards, bank transfers, QR payments, and digital wallets. Its solutions support e-commerce businesses, retailers, service providers, and enterprises requiring secure transaction processing infrastructure. The company provides payroll service through business payment solutions that support digital financial operations and transaction management.

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11. Paysolutions

Paysolutions is a Thailand-based payment technology company providing online payment processing and electronic transaction solutions for businesses. The company offers payment gateway services that allow merchants to accept digital payments through cards, internet banking, and other electronic payment channels. It serves online retailers, service providers, and businesses requiring payment acceptance infrastructure. The company provides payroll service through integrated digital payment solutions supporting business financial management and employee payment processes.

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12. SiamPay

SiamPay is a Thailand-based electronic payment service provider offering online payment gateway and transaction processing solutions for businesses. The company supports merchants by enabling acceptance of credit cards, debit cards, online banking payments, and other digital payment methods. Its services are used by e-commerce companies, travel businesses, and online service providers requiring payment processing capabilities. The company provides payroll service through digital payment infrastructure designed to support business payment operations.

13. Bitkub

Bitkub is a Thailand-based digital asset and blockchain technology company operating a cryptocurrency exchange platform. The company provides digital asset trading services, blockchain-related solutions, and cryptocurrency infrastructure for users and businesses. Its platform enables customers to trade digital assets and access blockchain-based financial services within Thailand’s regulated digital asset environment. The company provides payroll service through digital financial solutions supporting business transaction management. Bitkub serves retail users, investors, and organizations interested in digital asset technologies.

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14. Finnomena

Finnomena is a Thailand-based fintech company providing digital investment platforms and financial advisory solutions. The company offers investment information, portfolio management tools, mutual fund platforms, and financial planning services for individual investors. It connects users with investment opportunities and provides digital tools for managing personal wealth. The company provides payroll service through integrated financial technology solutions supporting business and employee financial management needs.

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15. Dolfin Wallet

Dolfin Wallet is a Thailand-based digital wallet platform developed by Central Group, providing digital payment and loyalty solutions for consumers. The platform enables users to make payments, manage digital transactions, access promotions, and connect with participating merchants. It supports retail and consumer businesses by providing digital engagement and payment capabilities. The company provides payroll service through digital financial solutions supporting business payment activities.

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16. Satang Pro (Orbix)

Satang Pro, rebranded as Orbix, is a Thailand-based digital asset exchange and blockchain technology company providing cryptocurrency trading and digital asset services. The platform enables users to buy, sell, and manage digital assets through regulated digital asset infrastructure. It serves retail investors, businesses, and organizations participating in Thailand’s digital asset ecosystem. The company provides payroll service through digital financial technology solutions supporting business transaction requirements.

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17. Zipmex Thailand

Zipmex Thailand is a digital asset trading platform providing cryptocurrency exchange and blockchain-based financial services. The company enables users to trade and manage digital assets through online platforms and provides access to cryptocurrency-related financial products. It serves individual investors and businesses interested in digital asset markets. The company provides payroll service through digital financial solutions supporting business payment processes. Zipmex operates within Thailand’s emerging digital asset and fintech ecosystem.

Key Evaluation Factors We Assess

This table shows key factors that are used to evaluate the top fintech companies in Thailand:

How to Choose the Right Fintech Company for Your Financial Needs

Before choosing fintech company, you should go through these things to make an informed & better decision:

• Check the License — Choose a payment provider approved by the Bank of Thailand to ensure reliability and compliance.
• Compare Transaction Fees — Look at all charges carefully, as small fee differences can impact your overall costs.
• Check Payment Reliability — Choose a provider with high system uptime to avoid failed transactions and lost sales.
• Review Customer Support — Make sure they provide quick assistance when payment issues occur.
• Consider Future Growth — Select a provider that can support your business as your transaction volume increases.

Fintech Trends in Thailand: What You Need to Know

Here are some major trends in Nigeria:

Technology Insights: - QR code payments are still how most people pay day to day. Face and fingerprint logins are also becoming common on banking apps.

Demand Pattern: - Digital wallets are the most used, especially by younger people in cities. Small business loans through fintech apps are also growing as banks get stricter.

Pricing: - Fees stay fairly low since there's a lot of competition between providers. More companies are moving to subscription pricing instead of flat license fees.

Types: - Fintech service encompasses payments, peer-to-peer lending, insurance tech, and investment apps. Each of these works has its own set of local and global players.

Sustainable Development: - Green project-based loans are making progress. Bank-less banking is now the way to go.

Market Overview: - Increased competition from other local and regional fintech companies. It has been one of the easier countries in which to operate a fintech company in Southeast Asia.

Where to Find: - Most fintech services can be found in the form of apps on your smartphone. Many of these fintech companies partner with local banks to expand out of major cities.

How ViewGates evaluates and rates these companies

Our evaluations are conducted independently by the ViewGates Editorial & Research Team. To build a complete picture of each company, our analysts aggregate public sentiment and data from multiple external sources — including community and trade forums, survey data, verified reviews across the web, and direct industry inquiries — and combine this with our internal database and proprietary scoring criteria such as service quality, support, pricing, and overall market presence.

User sentiment is one input among many; final ratings reflect ViewGates' independent expert assessment and are not based on direct user submissions on this platform. We follow a structured, consistent methodology to ensure fair comparisons across companies. Learn more on our Methodology page. To suggest a correction, contact us at support@viewgates.com.